Mario Gonzalez - Tuesday, July 19, 2016
WHO PAYS FOR AN EVICTION? One of the biggest questions landlords ask: Who pays for an eviction?And that’s a fair question. Unfortunately, most times the landlord/owner will end up paying for the eviction proceedings. Evictions are a messy, costly process. Plus they’re generally an unpleasant experience and require a lot...
Mario Gonzalez - Wednesday, June 29, 2016
WHEN IS IT TIME TO HIRE A PROPERTY MANAGERHey, Mario Gonzalez here with Navy to Navy Homes with some more property management tips. Today’s question is "how do I know if it’s time to hire a property manager." We get this call mainly from landlords who absolutely need a property manager now. And what I mean by that,...
Mario Gonzalez - Tuesday, February 2, 2016
People tend to fear what they don’t understand. Homeowners understand fixed rate mortgages and remember the horror stories of people who lost their homes because they could no longer afford them when their adjustable rate mortgages went up.Interest rates on fixed-rate mortgages have been so low for enough years, that borrowers haven...
Mario Gonzalez - Tuesday, January 26, 2016
Homeowners may be totally unaware that their home has an unpleasant odor. It can be unrecognizable to them but immediately apparent to visitors on entering the home.Candles, aerosol spray or even chocolate chip cookies can’t get rid of the smell. To eliminate the odor, the source of the smell first has to be removed and then, the af...
Mario Gonzalez - Tuesday, January 19, 2016
You are probably aware that Federal law entitles you to a free copy of your credit report annually by each of the three credit bureaus: TransUnion, Experian, and Equifax. By regularly looking at each of these reports, you can determine if there are any errors on them and be aware of your credit worthiness.Instead of ordering all three at ...
Mario Gonzalez - Tuesday, January 12, 2016
Technology has certainly streamlined the home buying process and introduced things that help purchasers make better decisions. Buyers have enthusiastically embraced video tours, digital signatures and the enormous amount of information available about a home, neighborhood, schools and neighbors.The ironic thing is that buyers are ignoring...
Mario Gonzalez - Tuesday, January 5, 2016
Most of us understand the expression "burning the candle at both ends" to mean working so hard that you burn yourself out. Normally, that wouldn’t be a good idea unless it is intentional. If the candle is your mortgage and the strategy is to get it paid off early, being “burned out” would be a good thing. One end of the...
Mario Gonzalez - Wednesday, December 30, 2015
The Federal Emergency Management Agency (FEMA) recommends that all Americans have some basic supplies on hand in order to survive for at least three days if an emergency occurs. It is recommended that the Ready Kit should be assembled well in advance of an emergency. The concept is to be able to survive for at least 72 hours until local o...
Mario Gonzalez - Wednesday, December 23, 2015
One of the big banks has a voluntary program available that transfers $100 each month from your checking account to your savings account. In five years, the account owner would have over $5,000 because of a type of forced savings. Similarly, when a person buys a home with a standard amortizing loan, each month, a part of the payment...
Mario Gonzalez - Wednesday, December 16, 2015
The more equity in your home, the more options you have. Since equity is determined by the difference between value and what is owed on a property, when homes lost value during the Great Recession, homeowners’ equity decreased. Negative equity occurs when the value is less than the mortgage owed. According to CoreLogic, 91% of...
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